The (1) way in which people get help is by direct payments of easy government money. this help comes in various ways and (2) by pay the department of the social security. anyone below the retirement age who (3) for a certain minimum period of time can receive unemployment work benefit (4) colloquially as ‘the dole’. all retired people (5) know, entitle to the standard old‑age pension, provided that they (6) pay their insurance contributions for most of their working (7 after life a certain age, even people who still (8) can receive their pension earn though at a slightly reduced rate. the government pension, however, (9) very high. that’s why personal pension plans not be (10) in july 1988 to extend pension choice and encourage people introduce to build up a retirement fund.

The text provided seems to be a fragment of a passage that talks about different ways people can receive financial help from the government. I will try to explain the passage in a step-by-step manner:

1) The first sentence states that one way people receive help is through direct payments of easy government money. This means that the government provides financial assistance directly to individuals.

2) The second sentence mentions that this help comes in various ways and is provided by the Department of Social Security (or a similar government agency). The Department of Social Security is responsible for distributing financial aid to those in need.

3) The third sentence introduces the criteria for receiving unemployment work benefits. It states that anyone who is below the retirement age and has worked for a certain minimum period of time can qualify for these benefits. This means that individuals who have worked for a specific amount of time but are currently unemployed can receive financial support.

4) The phrase "colloquially as 'the dole'" is added to explain that these unemployment work benefits are commonly referred to as "the dole" in informal language or conversations.

5) The fifth sentence mentions that all retired people are entitled to receive the standard old-age pension. This means that individuals who have reached the retirement age can receive a regular pension from the government.

6) The phrase "provided that they pay their insurance contributions for most of their working" indicates that for retired individuals to receive the standard old-age pension, they must have consistently paid their insurance contributions throughout their working years. Insurance contributions are payments made by individuals to ensure they receive certain benefits, such as a pension, when they retire.

7) The seventh sentence suggests that retired individuals should have paid their insurance contributions over the majority of their working years. This implies that there is a requirement for the length of time individuals need to contribute to be eligible for the standard old-age pension.

8) The eighth sentence introduces the concept that even after reaching the retirement age, individuals who are still working can receive their pension. However, the pension they receive may be slightly reduced in comparison to those who have fully retired.

9) The ninth sentence states that the government pension is not very high. This means that the pension provided by the government may not be a large amount of money.

10) The final sentence mentions that personal pension plans were not introduced until July 1988. This implies that before this date, individuals did not have the option to set up personal pension plans to supplement their government pension. The purpose of introducing personal pension plans was to provide more choices and encourage people to start building up their own retirement funds.

Overall, this passage discusses different forms of financial support provided by the government, such as unemployment work benefits and the old-age pension. It emphasizes the importance of paying insurance contributions and introduces the concept of personal pension plans for individuals to secure their retirement funds.