4 Write one word or phrase in each gap to complete the text. 20you ever been to London?' 'No, I21Jenny read that detective story yet?' 'Yes, she22 Sorry, I can't meet you today. Idone my homework yet.23eat food in class!' said the teacher.24up your room!' said my mother.25 Please Dad, me that story about your childhood again.6 marksC​

When you manage your money effectively you are better able to save for the future. This means as well as ensuring you can manage right now, money management means you are able to save for future events such as a holiday.

Effective money management can bring a certain level of calm and a feeling of peace of mind. Understanding your costs and the amount you have spare means you are better able to tackle new financial demands more clearly and with the reassurance you have the tools to do so if required.

 

1) I admire the paintings of Russian artists. 2) Elephants have a long nose, it is called a proboscis. 3) He has a good sense of humor. 4) Young children are very curious. 5) He has decided to take part in the competition. 6) The monkeys climb trees. 7) He kicked the ball strongly and got the goal. 8) In this city spread unknown virus. 9) In childhood I was told a lot of stories. 10) This signal warns of the danger. 11) Everyone should know the law and do not violate them. 12) What do you mean?