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ответ: 1) lot of; 2)lots of; 3)some; 4)a lot of; 5) some; 6)any; 7)some; 8)no; 9)some; 10)lots of; 11) any; 12);

1)lot of

2)lot of

3)some

4)a lot of

5) some

6) any

7) some

8) no

9) sone

10) lots of

11) any

12) some

объяснение:

The impressive love story to begin with it`s difficult to speak about real love being only 14-15 years old. no one has a great love experience at this age. neither do i. but i’m sure you will never feel satisfied in life if you are not in love. when you are in love, the life seems to be amazing, enjoyable and bright. i hope that one day i’ll be happy to fall in love, too. today i can only admire and even envy the love story my grandparents have created. i was really excited when i heard their love story. my granny and grandpa have known each other since childhood but their love began when she was 20 and he was 25 years old. it was spring. love was in the air. it happened so that grandpa and his friends came to granny’s garden to pick up some apples in it. suddenly, he saw my granny there. it was the love at first sight. the cupid’s arrow ran his heart through at once. unfortunately, he couldn’t express his feelings and emotions first. it was not surprising because my granny was very beautiful. she had many admirers. nevertheless, grandfather was brave enough so he decided to do everything to make grandmother love him. he gave her huge bouquets of wild flowers, played the accordion, he even wrote poems to her. he was so careful, tactful and energetic that granny couldn`t help falling in love with him. every evening they met and admired beautiful sunsets, walked along the village streets and enjoyed being together. they were full of happiness, hopes and dreams, so they got married. it was the most important day in their life. before the wedding he had an idea of making a carpet out of rose petals near granny`s door and began singing her favourite song. all the visitors were shocked and surprised. in fact, time flies so quickly… my grandparents have been living together for 35 years already. no matter that they are elderly people they take care of each other, still enjoy being together and keep the same great feelings in their hearts. a famous american writer r.banch said, “true love stories never have endings". i fully agree with him. my grandparents’ story proves his idea. i’m proud of my grandparents’ attitude to each other very much. i wish i had my own great love, too. i dream of having the same warm atmosphere of love and friendship in my family. i’m sure love is the greatest thing in the world and everyone should possess it.

ответ:

1) мy salary is paid directly into a low-interest current account.

is paid - present indefinite (simple) passive от глагола pay.

моя зарплата платится (поступает) прямо на текущий счет с низкой процентной ставкой.

2) i also have a credit card, which is useful for ordering things by post or on the telephone.

is - present indefinite (simple) active от глагола be (глагол-связка)

у меня также есть кредитная карта, которая полезна для заказа вещей по почте или по телефону.

3) this is a very expensive way of borrowing money.

is - present indefinite (simple) active от глагола be (глагол-связка)

это опасный способ одалживания денег.

4) the annual interest is exorbitant — over 20%.

  is - present indefinite (simple) active от глагола be (глагол-связка)

ежегодный доход запредельный (огромный) - свыше 20%.

5) interest is calculated daily.

is calculated - present indefinite (simple) passive от глагола calculate.

проценты рассчитываются ежедневно.

объяснение: